Uncover the latest news and happenings from in and around the EML Group. From the launch of new tools and programs, to our community initiatives and partner activities.

  1. Leading the Way: EML Health Innovations Forum

    22 November 2024

    On Wednesday, 6 November 2024, EML hosted the Leading the Way: EML Health Innovations Forum at the Hilton Hotel in Sydney, bringing together representatives from NSW Health and influential voices from across Australia. The event provided a platform for insightful discussions focusing on resilience, innovation, and creating inclusive work environments.

    Read more about Leading the Way: EML Health Innovations Forum
  2. Delivering better PTSD treatments for frontline workers

    15 November 2024

    Ensuring that emergency services workers get the best care and treatment for post traumatic stress disorder (PTSD) is what brought government representatives, emergency services and health organisations, clinicians, business and union leaders together at a special event on 13 November.

    Read more about Delivering better PTSD treatments for frontline workers
  3. A new podcast on psychosocial risk

    07 November 2024

    EML is thrilled to announce our sponsorship of ‘Judgemental: A psychologist and a lawyer walk into a bar' - a podcast about psychosocial risk. As experts in their respective fields, Kate Connors and Greg Smith have taken their professional conversations into the recording studio to capture their insight and knowledge to help Australian workplaces with best practice psychosocial risk management.

    Read more about A new podcast on psychosocial risk
  4. Industry recognition of Mobile Case Manager

    30 October 2024

    Mobile Case Manager Mark has been recognised with an ‘Excellence in Customer Service’ PIEF Award on 29 October during the 2024 Personal Injury & Disability Conference.

    Read more about Industry recognition of Mobile Case Manager
  5. Mutual Benefits Annual Reports

    29 October 2024

    Discover how we've gone above and beyond for employers, injured workers and the communities we support through our Mutual Benefits Annual Reports.

    Read more about Mutual Benefits Annual Reports
  6. RecoveryMate is heading to the PIEF Awards

    11 October 2024

    RecoveryMate aims to provide simple and convenient support for workers on their road to recovery.

    Read more about RecoveryMate is heading to the PIEF Awards
  7. Learn with a PIEF award finalist

    10 October 2024

    Our learning platform, EMlearning is a PIEF Awards finalist. EML Group customers can take advantage of the complimentary 21 facilitated training events and 40 online training courses in Quarter 4 (Q4) which can now be accessed conveniently through the new EMlearning APP.

    Read more about Learn with a PIEF award finalist
  8. The race to recovery with award finalist Greg

    09 October 2024

    NSW Case Manager Greg has been the calm voice on the end of the line for many workers facing incredibly challenging injuries and we are proud to announce that he has been named as a finalist in the 2024 PIEF Awards in the Excellence in Injury & Disability Management category.

    Read more about The race to recovery with award finalist Greg
  9. On the road with award finalist Mark

    08 October 2024

    Mark, who is one of four PIEF Award finalists representing EML Group in 2024, has a well-earned reputation for providing exceptional care and support to employers, helping them navigate the workers compensation landscape and supporting their injured workers to access treatment when they need it most.

    Read more about On the road with award finalist Mark
  10. EMlearning App Available Now

    26 September 2024

    Mutual Benefits is thrilled to launch an exciting mobile App to support EMlearning Learners.

    Read more about EMlearning App Available Now
  11. EML attracts industry recognition

    13 September 2024

    We are excited to celebrate our finalists who have been named in the PIEF 2024 Excellence in Personal Injury and Disability Management Awards.

    Read more about EML attracts industry recognition
  12. PTSD Awareness Day 2024

    27 June 2024

    This PTSD Awareness Day, we share some of the best resources we have offer to help employers to create safer workplaces and support the recovery of workers experiencing PTSD.

    Read more about PTSD Awareness Day 2024
  13. Just Launched: Interactive Gamified Courses new to EMlearning

    25 March 2024

    Mutual Benefits is thrilled to launch an exciting opportunity for all EML Group customers, complimentary access to interactive gamified courses on Occupational Violence and Aggression and Mental Health Awareness via an app powered by Enabler. These courses are targeted to Disability and Support Workers. Customers can now seamlessly access these courses via QR code on our EMlearning platform.

    Read more about Just Launched: Interactive Gamified Courses new to EMlearning
  14. PTSD Expert Guidelines for Emergency Services workers

    21 March 2024

    The NSW Minister for Mental Health, the Hon. Rose Jackson and The NSW Minister for Emergency Services, The Hon. Jihad Dib – met with key industry leaders on 21st of March 2024 at -NSW Parliament House, to launch the updated Guidelines for the diagnosis and treatment for post-traumatic stress disorder (PTSD) in emergency service workers.

    Read more about PTSD Expert Guidelines for Emergency Services workers
  15. Employer Training Program, 2nd Quarter 2024, Bookings now open

    20 March 2024

    Enjoy our extensive range of face-to-face and virtual training courses designed to help employers to increase their understanding of workers compensation legislation, processes and procedures, minimise health and safety risks in their workplace (including psychosocial and mental health risks) and support outstanding return to work outcomes for injured workers. Every session is delivered by either an expert facilitator from EML or one of our valued industry partners.

    Read more about Employer Training Program, 2nd Quarter 2024, Bookings now open
  16. FRNSW and EML host Well-being Seminar for Evidence-based injury management

    14 March 2024

    Last week Fire and Rescue New South Wales (FRNSW) and EML, held the Evidence-Based Injury Management – A Seminar for Well-being event at the Hilton Sydney.

    Read more about FRNSW and EML host Well-being Seminar for Evidence-based injury management
  17. Getting back in the driver’s seat after PTSD

    01 March 2024

    Andrew Mifsud’s unwavering perseverance to recover and return to work after mental injury was recognised at the WorkSafe Victoria Awards,

    Read more about Getting back in the driver’s seat after PTSD
  18. About the claims process – for employers (Vic)

    12 February 2024

    We’ve created a series of short, animated videos to help employers understand the Victorian workers compensation claims process and help their injured employees to return to work sooner.

    Read more about About the claims process – for employers (Vic)
  19. 10,000 visits to help recovery

    02 January 2024

    Our team of mobile case managers in Victoria met a major milestone in 2023 – 10,000 face-to-face visits!

    Read more about 10,000 visits to help recovery
  20. Introducing RecoveryMate: Keeping your workers informed on their road to recovery

    14 November 2023

    In a significant milestone for EML, we are excited to announce the upcoming launch of the RecoveryMate mobile app. Designed specifically for workers, this app aims to streamline and simplify the often complex workers' compensation process, making it more efficient and accessible. Launching in October, RecoveryMate will provide workers with device-based access to essential claims information and functionality, catering to various business units, including Hospitality Industry Insurance (HII), Federal Self Insurance (FSI), National Self Insurance (NSI), and Insurance for NSW (ifNSW).

    Read more about Introducing RecoveryMate: Keeping your workers informed on their road to recovery
  21. Mutual Benefits Showcase 2023

    17 October 2023

    On Wednesday 4 October, Mutual Benefits held its second Annual Showcase for our colleagues across the EML Group. The Showcase is an opportunity to share insights and updates on some of the key initiatives and projects that Mutual Benefits invests in, as well as an opportunity for colleagues across the EML Group to connect, share knowledge and learnings.

    Read more about Mutual Benefits Showcase 2023
  22. Access market leading services for your business for less

    08 September 2023

    Addressing psychosocial risks in the workplace is a complex issue faced by many Australian employers and we understand that seeking budget for innovative solutions can be difficult. To support our customers to access market leading specialists in this area, we have negotiated a range of deals with industry leaders through our EML Offers.

    Read more about Access market leading services for your business for less
  23. Little conversations make a big difference

    31 August 2023

    In her nomination, Nico’s colleagues commented on her empathy and her ability to work collaboratively to get the best outcome for workers. They noted that she steps up for any project to improve the service experience for customers. Nico volunteered to participate in a pilot aimed at improving communication with injured workers pre and post-surgery, ensuring they can access timely treatment and post op rehabilitation.

    Read more about Little conversations make a big difference
  24. Award-winning collaboration for better mental health

    14 August 2023

    The partnership between EML and Steering Healthy Minds (SHM) has achieved recognition by being selected as a finalist for the Collaboration in Injury & Disability Management Award at this year's Excellence in Personal Injury and Disability Management Awards.

    Read more about Award-winning collaboration for better mental health
  25. Achieve your goals for less with EML Offers

    02 July 2023

    We know seeking budget for new providers and tools can be complex, so we have negotiated a range of exceptional deals on behalf of our customers.

    Read more about Achieve your goals for less with EML Offers
  26. Paws for World Safety Day

    28 April 2023

    This World Day for Safety and Health at Work, we catch up with the RSPCA NSW to see how they are using our online OVA training to support their staff address the complex issue.

    Read more about Paws for World Safety Day
  27. Reduce psychosocial risks in workplaces

    21 April 2023

    Access Psychosocial Risk Management in the Workplace for free through EMlearning.

    Read more about Reduce psychosocial risks in workplaces
  28. Employer Training Program, first quarter 2024, Bookings open 8 January

    05 December 2022

    Coming soon in 2024, our exciting range of face-to-face and virtual courses designed to increase understanding of workers compensation legislation, minimise health and safety risks and support outstanding return to work outcomes.

    Read more about Employer Training Program, first quarter 2024, Bookings open 8 January
  29. It's official! EML is a Great Place to Work®

    01 December 2022

    EML is proud to have been certified as a Great Place to Work which is testament to the exceptional culture we continue building together. Our culture is driven by our people and guided by our purpose of helping people get their lives back.

    Read more about It's official! EML is a Great Place to Work®
  30. EML to sponsor the Australian team at the Physical Disability Rugby League World Cup

    19 October 2022

    EML is proud to be sponsoring the Australian team in the upcoming Physical Disability Rugby World Cup which will run adjacent to the Rugby League World Cup in Warrington, UK from 23 to 30 October 2022. This sponsorship is funded through our Mutual Benefits Program.

    Read more about EML to sponsor the Australian team at the Physical Disability Rugby League World Cup
  31. Winners of the Personal Injury Industry Awards

    12 October 2022

    Congratulations to our two #TeamEML finalists who received Personal Injury Education Foundation Awards for Excellence in Personal Injury and Disability Management last night.

    Read more about Winners of the Personal Injury Industry Awards
  32. Dynamic duo behind South Australian Onboarding Program

    30 September 2022

    Two of EML’s learning and development specialists, Michael Wheeler and Megan Smith, were instrumental in designing a new education and training program for South Australia –resulting in them both being shortlisted in the 2022 Excellence in Personal Injury and Disability Awards for Education and Training Program Design of the Year.

    Read more about Dynamic duo behind South Australian Onboarding Program
  33. Supporting those who support us

    28 September 2022

    EML Police Claims Team and the NSW Police Force (NSWPF) Workforce Safety Command have collaborated in the Injury & Disability Management category shortlisted as a finalist in the Personal Injury and Disability Awards.

    Read more about Supporting those who support us
  34. Adapt and innovate - onboarding and developing new Case Managers

    27 September 2022

    Bradley Martin, Learning Partner for RTWSS says: “The experience new starters have during onboarding is one of the most critical periods to get right on their journey to becoming a successful Case Manager in workers compensation.”

    Read more about Adapt and innovate - onboarding and developing new Case Managers
  35. Online weekly benefits and income support courses

    15 September 2022

    Understand weekly benefits and income payments to help ensure injured workers are paid accurately.

    Read more about Online weekly benefits and income support courses
  36. Sporting clubs support firefighter welfare

    15 August 2022

    "EML is proud to support FRNSW in the implementation of this innovative injury prevention and rehabilitation programme, in partnership with elite sporting organisations.

    Read more about Sporting clubs support firefighter welfare
  37. Here and Now - EML's new employer event series

    16 June 2022

    Our first Here and Now Event in Melbourne on 15 June was a morning of expert panels and presentations covering pressing issues facing Australian businesses today.

    Read more about Here and Now - EML's new employer event series
  38. Act today to create safer workplaces

    28 April 2022

    New training and resources to help prepare for and manage occupational violence and aggression in the workplace have been released during World Day for Safety and Health and Work.

    Read more about Act today to create safer workplaces
  39. Our commitment to workplace gender equality in 2021

    25 March 2022

    In accordance with the requirements of the Workplace Gender Equality Act 2012 (Cth), EML is pleased to announce that we have now submitted our 2020 annual public report with the Workplace Gender Equality Agency.

    Read more about Our commitment to workplace gender equality in 2021
  40. NEW Workers Compensation Essentials Online Training

    22 March 2022

    Visit EMlearning today to access our new online workers compensation essentials training series covering what employers need to know when an employee is injured at work in NSW, SA or VIC. These engaging courses aim to help employers understand and navigate the workers compensation process and support their injured workers.

    Read more about NEW Workers Compensation Essentials Online Training
  41. We're here to help

    17 January 2022

    As Covid-19 case numbers surge and businesses are increasingly under pressure to manage through the ever changing 'new normal', we'd like to share with you some of the resources available through the Mutual Benefits Program to help our customers and their people during these challenging times. ​​​​​​​

    Read more about We're here to help
  42. Learn from Industry Experts in 2022

    30 November 2021

    Bookings are now open for our 2022 Employer Training Program! We have an exciting range of face-to-face and virtual events delivered by industry experts to help employers keep people safe and healthy at work. Places fill up quickly, so book in your training for 2022 today

    Read more about Learn from Industry Experts in 2022
  43. Workplace culture award

    15 November 2021

    Workplace culture at EML has been recognised with the award of Top Insurance Employer 2021 by Insurance Business Australia.

    Read more about Workplace culture award
  44. New to EML Offers: introducing Longitude6

    09 November 2021

    EML customers can access a range of exceptional deals on products and services through our EML Offers. Longitude6 has officially joined our program alongside market leaders HSE Global, JobFit Systems, Kineo and Nth°Degree.

    Read more about New to EML Offers: introducing Longitude6
  45. National Safe Work Month - creating safer workplaces

    15 October 2021

    The theme for Safe Work Australia's National Safe Work Month this year is think safe. work safe. be safe. Whether you are an injured worker or an employer, you may just find the perfect resource, tool, training or article to help make your workplace a safer place.

    Read more about National Safe Work Month - creating safer workplaces
  46. Register now for Mental Health in the Workplace

    06 October 2021

    Two weeks to register for free access to Mental Health in the Workplace begins today!

    Read more about Register now for Mental Health in the Workplace
  47. Supporting the mental wellbeing of your workforce

    01 October 2021

    This October, as part of Mental Health Awareness Month, we are encouraging our customers to take advantage of our mental health related tools, training and resources available through our Mutual Benefits Program.

    Read more about Supporting the mental wellbeing of your workforce
  48. Award finalist supporting serious injury

    27 September 2021

    EML’s police team have been selected as a finalist in the Excellence in Personal Injury and Disability Management Awards for their management of serious injury.

    Read more about Award finalist supporting serious injury
  49. Emerging leader award

    16 September 2021

    Emerging leader Neven is a finalist in the Excellence in Personal Injury and Disability Awards. Neven accepted her first leadership role at EML in 2018 and every day helps people get their lives back.

    Read more about Emerging leader award
  50. New WHS Poster Library

    06 September 2021

    As part of our commitment to improving health, safety and return to work outcomes in Australian workplaces, we are building a library of Workplace Health and Safety (WHS) posters - free and ready to use in your organisation.

    Read more about New WHS Poster Library
  51. Industry trailblazer

    01 September 2021

    Jodie joined EML in 2018 to pilot a new way of supporting workers with long term, complex injuries and difficult circumstances. Customer Care Manager Jodie has contributed her expertise and passion to helping people get their lives back and has recently been recognised as an Outstanding Individual finalist in the Personal Injury and Disability Management Awards.

    Read more about Industry trailblazer
  52. Beyond Duty: a virtual event for the emergency services community

    24 August 2021

    We are proud to support Fortem Australia's one-day online summit on Thursday, 2 September 2021 around the theme ‘Beyond Duty – what is the bigger picture in first responder wellbeing?’

    Read more about Beyond Duty: a virtual event for the emergency services community
  53. Award finalist supporting firefighters

    18 August 2021

    Case manager Michael and the Fire and Rescue NSW claims team have been shortlisted in the Excellence in Personal Injury and Disability Awards in the category of Excellence in Customer Service.

    Read more about Award finalist supporting firefighters
  54. Award finalist for collaboration

    02 August 2021

    Collaboration between EML and Illawarra Shoalhaven Local Health District has been distinguished with selection as finalist in the Excellence in Personal Injury and Disability Awards.

    Read more about Award finalist for collaboration
  55. Helping the seriously injured get their lives back

    27 July 2021

    Nominated as a Finalist in the Excellence in Personal Injury and Disability Awards is EML’s Workers Insurance NSW team Workers with Highest Needs. The team works with people who’ve experienced the most sever and long-lasting injuries in workers compensation.

    Read more about Helping the seriously injured get their lives back
  56. Virtual seminar for NSW Police Officers in career transition

    20 July 2021

    We are proud to support the More than a Cop Career Transition After Injury Virtual Seminar which brings together NSW Police Officers (with their families and supporters) with subject matter experts including financial advisers, medical retirement managers from EML and TAL, representatives from the Deployment and Transition Workforce Safety Command and NSW Police Family Support Office.

    Read more about Virtual seminar for NSW Police Officers in career transition
  57. The role of research in helping people get their lives back

    09 July 2021

    Helping our customers to create safer workplaces means we are always looking for innovative and effective approaches to workplace safety and injury management. We have committed $16M to research since 2017 and continue to support research into complex workplace challenges.

    Read more about The role of research in helping people get their lives back
  58. Supporting workers through early onsite intervention

    01 July 2021

    Workplace injuries can be devastating for both employees and the organisations they work for. Through our Mutual Benefits program, EML provides funding to support the delivery of projects that assist in the prevention of workplace injuries and improve workplace injury management.

    Read more about Supporting workers through early onsite intervention
  59. New training courses for August to November

    30 June 2021

    Whether you would like to improve your understanding of workers compensation legislation, minimise health and safety risks or support return to work outcomes in your business, through our Mutual Benefits program we have engaging professional development options available to suit your needs.

    Read more about New training courses for August to November
  60. Industry Recognition of EML claims management

    29 June 2021

    EML teams and individuals have been recognised as finalists in the Personal Injury Education Foundation (PIEF) Awards for Excellence in Personal Injury and Disability Management.

    Read more about Industry Recognition of EML claims management
  61. PTSD Awareness Day – 27 June 2021

    27 June 2021

    As part of our commitment to helping people get their lives back, we support initiatives which help workers in emergency services. Emergency service workers have a high exposure to potentially traumatic events, increasing their risk of developing PTSD and other psychological injuries.

    Read more about PTSD Awareness Day – 27 June 2021
  62. Supporting mental health and wellbeing in hospitality

    26 May 2021

    EML has partnered with the AHA SA to support hospitality workers and employers develop wellbeing skills, as their industry continues to be impacted by Covid-19 restrictions.

    Read more about Supporting mental health and wellbeing in hospitality
  63. New to EMlearning

    03 May 2021

    We are delighted to announce the launch of three new courses to our online training platform EMlearning

    Read more about New to EMlearning
  64. World Day for Safety and Health at Work

    28 April 2021

    The theme for today’s World Day for Safety and Health at Work and Workers’ Memorial Day is anticipate, prepare and respond to crises and invest now in resilient occupational health and safety. As we reflect today, we’d like to share some of the great work being done by Phoenix Australia in supporting mental health in communities impacted by crises.

    Read more about World Day for Safety and Health at Work
  65. New for EML Customers

    20 April 2021

    We are delighted to announce a new benefit available to EML customers which involves exceptional deals on a range of innovative products and services designed to reduce risk and improve compliance in your workplace.

    Read more about New for EML Customers
  66. Tackling men’s mental health

    14 April 2021

    Jimmy’s Shed, hosted by entertainer and social media phenomenon Jimmy Rees, is an entertaining 10-part web series addressing a range of critical mental health issues experienced by men in Australia.

    Read more about Tackling men’s mental health
  67. Supporting young workers

    31 March 2021

    EML and the Victorian Chamber of Commerce and Industry (VCCI) have partnered since 2016 to promote the health and safety of young workers.

    Read more about Supporting young workers
  68. Keeping Workers Safe when Working from Home - Course Launch

    18 March 2021

    Working from home has rapidly become a permanent feature of working life. Whilst this has many benefits for both employers and workers, there are also unique challenges for managers and supervisors to ensure the safety of their workers whilst they are working from home.

    Read more about Keeping Workers Safe when Working from Home - Course Launch
  69. icare Industry Champion

    09 March 2021

    EML Team Leader, Neven has been selected as the icare Industry Champion of 2020 in the Young Professional category.

    Read more about icare Industry Champion
  70. Wellbeing Program to Support Hotel Sector

    02 February 2021

    The hospitality industry has been hard hit by coronavirus restrictions, and recent survey results show South Australia’s hotel industry is in need of mental health and wellbeing support in dealing with the effects of the pandemic.

    Read more about Wellbeing Program to Support Hotel Sector
  71. EML supports Fortem Australia Summit

    02 November 2020

    On 15 & 16 October 2020, Fortem Australia hosted the virtual Emergency Services Mental Health & Leadership Summit in partnership with Public Sector Network and supported by EML.

    Read more about EML supports Fortem Australia Summit
  72. Our commitment to workplace gender equality in 2020

    05 August 2020

    In accordance with the requirements of the Workplace Gender Equality Act 2012 (Cth), EML is pleased to announce that we have now submitted our 2020 annual public report with the Workplace Gender Equality Agency.

    Read more about Our commitment to workplace gender equality in 2020
  73. EML supports new series on wellbeing of Australian men

    02 June 2020

    EML is sponsoring Blokepedia’s new web-series that sets out to create positive change for men’s health and wellbeing by exploring some of the issues and life events affecting men across Australia.

    Read more about EML supports new series on wellbeing of Australian men
  74. 1,000 strong with customer at the heart

    05 May 2020

    At EML the customer is at the heart of everything that we do. We now have more than 1,000 case managers in teams across NSW united by our common purpose – we help people get their lives back.

    Read more about 1,000 strong with customer at the heart
  75. Industry supporting its own in challenging times

    04 May 2020

    On March 18 the Federal Government announced restrictions on public gatherings which were to have a direct, dire impact on Hotel, Club and Pub operations throughout Australia. Hospitality Employers Mutual, our specialised industry workers compensation claims management insurer, immediately swung into action.

    Read more about Industry supporting its own in challenging times
  76. Support for children impacted by workplace fatalities

    27 April 2020

    April 28 is the International Day of Mourning, when loved ones and colleagues in countries around the world pause to remember those whose lives were lost in workplace incidents. While EML is inspired by our purpose: to help people get their lives back after a workplace injury, this purpose takes on new meaning in cases of workplace fatality.

    Read more about Support for children impacted by workplace fatalities
  77. Celebrating our female leaders on IWD2020

    09 March 2020

    To celebrate International Women's Day, EML is showcasing the many inspiring women playing a pivotal role in leading the workforce. General Manager EML Federal Self-Insurance Susie Walford is one of them.

    Read more about Celebrating our female leaders on IWD2020
  78. $100,000 pledged to mental health assistance

    18 February 2020

    EML has pledged $100,000 to support health providers in bushfire affected areas to provide trauma-informed care to the community.

    Read more about $100,000 pledged to mental health assistance
  79. Implementing learnings from bushfire crisis

    13 February 2020

    A visit to bushfire affected communities by an EML Case Manager sheds valuable light on support required for injured workers.

    Read more about Implementing learnings from bushfire crisis
  80. National Commissioner to investigate ADF suicides

    10 February 2020

    EML congratulates the Prime Minister and Federal Government on the announcement of a permanent National Commissioner to investigate cases of actual, suspected and attempted suicide in current and former ADF members and make recommendations on prevention and assistance.

    Read more about National Commissioner to investigate ADF suicides
  81. Bushfire crisis information

    09 January 2020

    Bushfires are having a devastating impact throughout Australia. Many of our customers – injured workers and employers – are affected. We will continue to provide support and care during this difficult and stressful time.

    Read more about Bushfire crisis information
  82. Employee awareness and empowerment

    16 December 2019

    EML is proud to be the only private sector partner investing time and money in both the Collaborative Partnership research projects and in developing the most effective empowerment strategies for people with a health condition or disability.

    Read more about Employee awareness and empowerment
  83. WISE ways of working changing lives

    13 December 2019

    An early intervention program for hospital workers at high risk of delayed injury recovery has revealed fewer lost work days over a two-year period and substantial cost reductions when compared with the usual, so-called ‘stepped care’.

    Read more about WISE ways of working changing lives
  84. PGAP – building confidence & results for chronically injured & ill

    27 November 2019

    The Progressive Goal Attainment Program (PGAP) has seen chronically injured or ill people improve movement capacity, reduce weekly benefit dependency and return to work.

    Read more about PGAP – building confidence & results for chronically injured & ill
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