Worker | EML

Employer's Mutual

We help you recover

Recovering from a workplace injury or illness is different for everyone and can take time. During your recovery we are there for you every step of the way.

We know everyone’s needs are different and that’s why we treat you as an individual. Our people are specialists and our claims management is best practice. By working with you, your employer and your treating health practitioner, our goal is to help you to return to health and work quickly and safely.

We manage workers compensation insurance and claims for schemes across Australia. Choose your state scheme for tailored information and resources.

NSW Nominal Insurer (icare) workers insurance

We are an appointed provider of claims management for icare workers insurance, supporting thousands of workers across NSW.

Find out how we can support you.

icare Insurance for NSW

As an appointed agent for icare, we provide case management services for a range of NSW government agencies including NSW Health (Health South), Police and Emergency Services, Department of Premier and Cabinet and Department of Planning.

Find out how we can support you.

WorkSafe Victoria

As an appointed agent for WorkSafe Victoria, we manage workers compensation insurance and claims. Our experienced professionals are here to support you throughout your claim and to help you return to health and work quickly and safely.

Find out how we can support you.

Return to Work SA

As both an appointed agent for ReturnToWorkSA and specialist provider in work injury insurance, our team of experts will work with you to provide the advice and support needed to help you recover from injury.

Find out how we can support you.

National Self Insurance

As a personal injury claims management specialist for self-insured employers, we work closely with them to help their workers get back to life after a workplace injury or illness.

Find out how we can support you.

Federal Self Insurance

We are the largest workers compensation claims manager in the scheme outside of Comcare. The broader EML Group has more than a century of experience in workplace injury management, people management, strategy and technology and has helped thousands of workers recover from injury and return to work.

Find out how we can support you.

Helpful tools and information for workers

Injured at work? Resources for you

Helping people get their lives back after workplace injury is what we do. We've curated a range of resources to support workers and their families. Access them for free through ...

First Appointment videos

The First Appointment videos help you be mentally and physically prepared to start treatment with a psychologist, psychiatrist and exercise physiologist.

Physiotherapist First appointment videos

The First Appointment videos are to help you be mentally and physically prepared to start treatment with a physiotherapist.

Back pain is not always a worry

Many people suffer back pain at some point in their lives, but very rarely is there a serious cause, and most people will recover quickly.

Mental Health

Resources for workers, their families and employers to assist with prevention and recovery from work-related psychological injury or mental illness.

Spotlight: Pain after an injury

Musculoskeletal conditions are the leading contributor to disability worldwide, with lower back pain being the single leading cause of disability globally.

Inspiring stories

Owning your injury – Chris and Robyn’s story

Chris’s life changed in an instant when he was involved in a serious car accident while on the job as an arborist.

Seriously injured: Jed and Cheryl’s story

Jed still remembers being stuck under the machine he was operating to dig fence posts on a construction site. The workplace accident required amputation of part of his left leg.

Sight unseen: Macleay's story

Macleay was only 28 years old when he lost his eyesight in a workplace accident. He shares his story.

Staying safe and mentally well at work

Resources to help prevent and manage OVA

Help prevent and better manage occupational violence and aggression incidents in your workplace with these resources and our online training.

Preventing manual task injuries

Manual task injuries put tradies out of work across Australia every day. Take a look at our video collection for guidance on safer manual handling.

Apps for wellbeing

Take a look at our list of helpful apps and online tools designed to support your physical and mental wellbeing.

Improving your mental health through exercise

Exercise is one of the best things you can do to preserve mental health or recover from mental illness.

NSW support services - for you and your family

These NSW support services can help you, your family and support network access additional supports to help you get your life back after workplace injury.

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